Crypto What

Cryptocurrency, Gone Simple

The Register

This page was last checked on 2026-08-24 (0 days ago; within the 90-day review window). Anchoring proves existence and integrity, never correctness. Every number below is cited to the source list at the foot of the page.

What the rules and the payment rails said, on the date they said it.

Each entry is a row: date · what · source · what changed since the entry before it. Entries are added, never rewritten. When an entry turns out to be wrong, a new entry corrects it and says which one it corrects; the original row stays where it is with the correction noted on it. That is the whole editorial policy.

Some entries record an event on the date it happened. Others record a reading — the date this site read a public document and what it said at that moment. Both carry dates because both go stale, and a reading that was never re-checked is worth less than one that was.

Under every entry that carries an anchor block, this sentence appears:

Anchoring proves this text existed on this date and has not been edited since. It proves nothing about whether the text is correct.

Entries with no anchor block are marked not anchored, which is a fact about the entry and not a judgement about it.

Entries

2025-06

USDC checkout reaches merchants in 34 countries

Shopify, Coinbase and Stripe announce USDC checkout for merchants across 34 countries.

source
Stripe newsroom, read 2026-08-24 8
changed since
first entry. Acceptance moves from a specialist integration to a setting inside an existing checkout.
not anchored · register:r01-2025-06 · check this entry
2025-07

GENIUS Act signed

The stablecoin statute is enacted 1. It is not in force on the date of this entry.

source
US Crypto Policy Tracker (Latham & Watkins), read 2026-08-24 1
changed since
the June 2025 rail entry.
not anchored · register:r02-2025-07 · check this entry
2026-04-07

FDIC board approves a proposed rule

Rulemaking under the statute begins in public.

source
FDIC Financial Institution Letter, read 2026-08-24 4
changed since
the July 2025 entry. The statute was law but had no rules under it; now a proposal exists to comment on.
not anchored · register:r03-2026-04-07 · check this entry
2026-06-09

Comment period on the FDIC proposal closes

The proposal published in the Federal Register on 2026-04-10, and the sixty-day comment window ran to 2026-06-09.

source
Federal Register, FR document 2026-06974, read 2026-08-24 5
changed since
2026-04-07. Comments are in; final rules are not.
not anchored · register:r04-2026-06-09 · check this entry
2026-07-28 (derived)

ESMA's MiCA knowledge-and-competence guidelines apply

The guidelines ask crypto-asset service providers to review their staff's knowledge and competence at least once a year, and to keep it current through continuing professional development or training 7. They mandate no external certification and set no training cadence. The date is derived rather than printed: the guidelines are dated 2026-01-28 and apply six months after publication on ESMA's website.

source
ESMA guidelines ESMA35-24871704-2922 under MiCA Arts 68(5) and 81(7), read 2026-08-24 7
changed since
nothing in the US rows. This is the first entry in this register where a rule is actually in force, and it binds service providers rather than merchants.
not anchored · register:r05-2026-07-28 · check this entry
2026-08-18

Treasury's GENIUS Act regulations appear in the Federal Register

source
Federal Register, read 2026-08-24 6
changed since
2026-06-09. The rulemaking advances; the statute's effective date still depends on when the primary regulators issue final rules.
not anchored · register:r06-2026-08-18 · check this entry
2026-08-24

Reading: Stripe's published stablecoin terms

A flat 1.5% fee; settlement to USDC on Solana, Ethereum and Polygon; merchants paid in USD or in stablecoin; payments accepted from customers in more than 70 countries.

source
Stripe newsroom, read 2026-08-24 8
changed since
the June 2025 rail entry. The country count and the fee are the two figures most likely to move, and this row exists so the next reading has something to be compared against.
not anchored · register:r07-2026-08-24 · check this entry
2026-08-24

Reading: when the GENIUS Act takes effect

The Act takes effect on the earlier of 120 days after the primary regulators issue final rules, or 2027-01-18.

source
policy trackers and law-firm summaries, read 2026-08-24 — not the statute text 1
changed since
nothing. This row records a reading and its limitation. The next edition re-checks it against the statute and records the result here, whichever way it comes out.
not anchored · register:r08-2026-08-24 · check this entry
2026-09-15

Scheduled: CLARITY Act cloture vote

A cloture vote on the motion to proceed is calendared 3. Cloture requires 60 votes 2. This entry records a scheduled event and no outcome; the outcome becomes its own entry after the date.

source
CoinDesk, 2026-08-08; Troutman, August 2026; both read 2026-08-24 23
changed since
the July 2025 entry, which is the last time this register recorded movement on federal crypto legislation.
not anchored · register:r09-2026-09-15 · check this entry

Sources

  1. [1] Latham & Watkins — US Crypto Policy Tracker, legislative developments retrieved 2026-08-24
  2. [2] CoinDesk — US Senate opens first stage of CLARITY Act voting retrieved 2026-08-24
  3. [3] Troutman — Senate adjourns without CLARITY vote; September vote calendared retrieved 2026-08-24
  4. [4] FDIC — notice of proposed rulemaking approved by the board 2026-04-07 (Financial Institution Letter) retrieved 2026-08-24
  5. [5] Federal Register — FDIC GENIUS Act proposed rule, published 2026-04-10, comments closed 2026-06-09 retrieved 2026-08-24
  6. [6] Federal Register — Treasury GENIUS Act regulations, published 2026-08-18 retrieved 2026-08-24
  7. [7] ESMA guidelines on the assessment of knowledge and competence under MiCA Arts 68(5) and 81(7), dated 2026-01-28 (application date 2026-07-28 derived from the six-month rule) retrieved 2026-08-24
  8. [8] Stripe newsroom — Shopify and Stripe stablecoin payments retrieved 2026-08-24